Are you new in Finland, studying, working, freelancing, running a business, or still trying to understand how taxes, budgeting, Kela benefits, and financial planning work?

Join the Yoruba in Finland community for an empowering live information session designed to help immigrants, students, workers, and entrepreneurs navigate the Finnish financial system with confidence.

This session will be hosted by Ajayi Temitope and will feature expert speaker Busayo Apanishile, Accountant & Advisor at Finovate Reps Consult.

Topic: Navigating Taxes, Budgeting & Finances in Finland

Whether you are in Helsinki, Espoo, Tampere, another part of Finland, or connecting from Nigeria or elsewhere in Europe, this session will give you practical guidance on how to manage your finances and integrate smoothly into Finnish society.

No more confusion. No more guessing. Come and learn what you need to know.

What You Will Learn

✅ Finnish Tax Basics

Understand how to get your tax card / verokortti, avoid unnecessary high tax withholding, and use OmaVero correctly.

✅ Deductions & Tax Refunds

Learn how to claim deductions for travel, work tools, union fees, donations, remote work setup, and other eligible expenses.

✅ Smart Budgeting

Discover a simple and practical budgeting framework you can apply to your monthly net salary.

✅ Kela Benefits

Get useful information about unemployment support, housing support, child and parental allowances, student-related support, and how to check your eligibility.

✅ For Entrepreneurs & Freelancers

Learn the basics of registering as a sole trader / toiminimi or Oy, VAT requirements, invoicing, YEL pension insurance, and business financial planning.

✅ Practical Q&A

There will be time for questions on student health insurance, freelance income, tax estimates, pension planning, and more.

Why You Should Attend

This session is especially useful for:

New immigrants in Finland

Students trying to understand the system

Employees who want to avoid tax mistakes

Freelancers and side-hustlers

Entrepreneurs and business owners

Anyone who wants better control of their money in Finland

Speaker

Busayo Apanishile

Accountant & Advisor

Finovate Reps Consult

Busayo will break down complex financial topics in a simple, practical, and easy-to-understand way.

Host

Ajayi Temitope

Yoruba in Finland Community

Useful Resources That Will Be Discussed

Vero Tax Office: vero.fi/en

Kela Benefits: kela.fi

Student Health Services: yths.fi/en

Business Registration: ytj.fi

Yoruba in Finland: yorubainfinland.com

Call to Action

Come ready to learn, ask questions, and take notes.

This is more than just a finance session. It is about empowerment, integration, and helping our community succeed in Finland.

Invite a friend, share with someone new to Finland, and let’s support one another.

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Living and Thriving in Finland: Opportunities, Challenges & Practical Tips for Success

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